Aju Avirachan

Analyst

About Candidate

SKILLS Credit Analysis Quality Analysis Stakeholder Management Project Management Microsoft Office Team Player Communication Skills Competence for meeting deadline Multi Tasking Decision Making

Education

P
PGDM April 2018 - April 2020
Apeejay School of Management
B
B. Com June 2014 - July 2017
Swami Shraddhanad College

Work & Experience

C
Credit Manager August 2020 July 2021
HDFC Bank

Achievements/Tasks • Detailed analysis of proposals and ensuring all credit checks as per policy guidelines. • Follow up with business counterparts and other stake holders for pending cases and FTNR reduction. • Follow up with the business counterparts for housekeeping Parameters such as PD's / RC pendency / Mutation Checks / Overdue deferrals. • Credit Visit to understand Non-Starters / EMR for RCA and coordination with senior management. • Ensure Credit TAT within benchmark & asset quality of individual portfolio. • Reporting for management consumption / action on delinquency, portfolio behavior, TAT, etc. • Analyzing credit quality and ensuring Minimal PAR errors and ensuring Non- starter and EMR is within Budget. • Providing feedback to regions on quality of applications and documentation. • Provide complete requirement to IT & BTG teams to help line business and credit teams. INTERNSHIP Accounting Intern

A
Accounting intern April 2019 June 2019
THOT Media