Annu NA
About Candidate
To pursue a challenging career in a leading organization offering opportunities for utilizing myskills towards its growth. PM
Education
Work & Experience
Achievements/Tasks- (Exposure amount up to Rs.10 cr)• Working capital credit and Risk Assessment-- Corporates and MSMEs- Assessment of working capital requirements, operating cycle, drawing power computation bases on eligibility as per audited financials and futureprojections.- Assist in identification of suitable working capital debt product Viz. cash credit, drop line overdraft, Term loan, LC, BG etc.- Evaluation of Various associated risk and the repayment capacity of the company- Due diligence and analysis of the background and past credit history i.e., ratings, cibil etc.- Management of Portfolio-a. Delinquency Management- Management of Early, 7+, 15+, 30+, ensuringthe regularization of accounts under POT NPA category, Restructuring of account etc.b. Annual stock audits- Timely initiation of Stock audit reports, Takingcorrective action if the reports found qualified.c. Management of deferrals- Management Takeover related (P.O ack, Property related, NOC etc), OBCA (Other bank current accounts), Otherregular deferrals like limit review etc.d. Quarterly visits to the existing client of the portfolio.